Dear Investor: Crooks. . .scammers. . .and professional identity thieves who cheat consumers and merchants out of some $56 billion a year, are going to hate this new 100%-fraud-proof VerifySmart™ system.  It's about to eliminate every form of card misuse dead in its tracks!  Finished!  Gone forever. Banks. . .merchants. . .and consumers are going to love the new, patented, lighting-fast VerifySmart™ system.  Not only is it  going to save $56-billion in fraudulent transactions, it will help lower consumer prices and credit card fees  by totally eliminating the hidden overhead of fraud.

VerifySmart™ is on track to become the universal standard used by every bank and credit provider worldwide. Buy VerifySmart™ (VSMR.OB) now while you can still get it at under $1! Look for $5 within the next 3 - 6 months , $25. . . $50. . . even $100 down the road! VerifySmart just signed a deal with iMobile Interactive that covers 160 countries. Potential customer base is 1.4 billion users!

Savvy investors, who are early to appreciate that this is a paradigm shift in the way the world conducts business, are going to get very, very rich on VerifySmart stock (VSMR.OB)!

Buy it now while you can still get it at under $1!

In a nutshell. . .

	VerifySmart eliminates the often-hacked, easily-duplicated pin system now in use with most forms of "plastic."
	It adds a simple, instantaneous extra step to the verification process that no thief or computer hacker can possibly compromise.  I'll explain the details in a moment.

But first, I need to emphasize again that this is an absolute blockbuster development that few on Wall Street have picked up on.  Which is why I'm urging all my subscribers to invest immediately in VerifySmart (VSMR.OB) now while its still trading at under $1.

With a patent on its technology, and a potential world wide customer base now of 4.1 billion users – in a still fast-growing market – VerifySmart is a start-up operation with absolutely staggering growth potential. 

The company only recently went public and its stock (VSMR.OB) immediately popped 23% on trading by the few anxious industry insiders who understood that something huge was happening in the credit/bank card world.

I think that when the significance of what VerifySmart is about to accomplish sinks in on Wall Street, you could see this stock (VSMR.OB) take off like a rocket.  I'm not talking about this now-under-$1 stock going just to $5. . .that's a given!  I'm thinking this could be like the "Chinese Google" that went up 788% in less than 2 years!  The profit potential here is even greater.

Every person on earth with a cell phone (currently 4.1 billion) who uses plastic to buy, or to access cash, is going to need and want this transformational security service.

Here's how the VerifySmart "Extra-Step" technology totally eliminates misuse of stolen cards, identity theft and cloned cards:

VerifySmart is absolutely fraud-proof because it requires a "personal" authorization from the cardholder through a mobile phone or PDA that cannot be compromised.  Here's how it works:

	The card holder or the merchant swipes the card in the normal manner.
	That launches a debit signal to the bank, BUT before the request enters the bank's system, VerifySmart computers instantly direct it to the card holder's mobile device!
	In a fraction of a second, the card holder receives a message that a transaction is in progress with the named merchant, along with a direct request for authorization.
	The card holder then enters his unique PIN number to authorize the transaction or refuses the transaction (if he does not acknowledge with his PIN the transaction will fail).
	After receiving the authentication signal from the owner, the VerifySmart system instantly allows the signal to complete its journey to the bank and the merchant receives the 'all clear'.

Even if a card is lost, stolen or cloned, as long as the card holder has control of his mobile device and the unique identity code that will work only on that specific mobile device, a fraudulent transaction is simply not possible.

It's a win/win for everyone but the thieves!

Every consumer will want total protection for his cards.  Consumers will be quick to accept this extra-step security requirement with card providers.

Elimination of the hidden cost of credit card fraud -- $56 billion last year -- will enable banks to lower fees and merchants to charge less for everything they sell.

The Change Over Has Already Begun. 
Don't Wait to Load up on  VerifySmart (VSMR.OB) Stock!

VerifySmart is quickly gaining traction in Asia where a burgeoning middle-class already use mobile devices for everything from vending machine purchases, to ordering groceries, to online education.  Many emerging metropolitan centers in China and India sidestepped conventional landline telephones and went straight to cellular.  Which is why on so many levels the company's card security solutions make perfect sense.

	VerifySmart just signed an Agreement with OneWorld Connections, Inc., one of Asia's largest Business Process Outsourcing companies.
	VerifySmart just signed a revenue sharing agreement  with i-Pay Commerce Ventures Inc. – a major player in Asia's Information and Technology sectors, listed on the Philippine Stock Exchange.

As you read this, the company has executives in North America and Asia currently meeting with decision makers in leading financial institutions and data and service management companies. 

Given the overwhelming need for a better way to eliminate fraud and identity theft and the effectiveness of this new system, I expect new contracts to come pouring in!

Don't wait for the news to break before buying shares of VerifySmart (VSMR.OB).  Buy it now while you can still get it for under $1 and then hang on for the ride.

Remember...for the biggest, most lucrative profits, you need to get in now - before VerifySmart (VSMR.OB) starts making headlines. Wait too long and you could miss out on some very nice profits.

Before I recommend a stock, I use this 4-part system to confirm that…

	The company has a strong management team that has proven its skills at other companies...
	Future earnings are robust, yet the stock is priced well below (up to 80%) its fair value. Most of our stocks are either selling at a deep discount to their net current asset value, or their P/E is reasonably priced within the average range for their sector.
	The company has a sound business plan that ensures the company’s future growth.
	Current political, economic and investment trends are positive for the company.

A system that generates triple-digit profits again and again

It's this system that helped subscribers to Frank's Penny Stocks lock in profits of 119% in BioShaft Water Tech…133% in Premier Power Renewable Energy…and 188% in Pantera Petroleum.

I urge you to take two critical steps today to secure your financial future. First, call your discount broker or go online to purchase VerifySmart (VSMR.OB). It could be the foundation of a very profitable portfolio over the next few years.

Second, subscribe to Frank's Penny Stocks, to keep up with my latest thoughts on VerifySmart (VSMR.OB) — and to get my most profitable stock picks to help you make back what you’ve lost in this bear market with stocks that routinely return double- and even triple-digit profits.

So I urge you, join me today by clicking here

Sincerely,

Editor and Publisher
Frank's Penny Stocks